Elderly in the U.S.

The answer I got from the question "Are you afraid of growing old?" was "Exactly!". Not only Americans afraid of it, but also Thais. It's universal. :) But, no one can refuse the circle of life. They said they must accept the truth and try to be as healthy as possible. Moreover, they hope to be able to travel after they retire. They have been collecting money for the journey and the expense for their living, too. Some of them want to live in their own house and some want to live in an apartment. They actually prefer to live separately after they retire which I guess that such idea is underlied from American's individualism. If they're 65 or older, they want to have peaceful life in a good house/apartment. However, they said that if they are disabled, they might consider living with their children.